福建省商业补充医疗保险情况分析  

Analysis on commercial supplementary medical insurance in Fujian

作　　者：罗仁夏[1] 

机构地区：[1]福建省医疗保险管理中心,福建福州350001

出　　处：《中国卫生资源》2004年第1期27-28,共2页Chinese Health Resources

摘　　要：该文对福建省 1 0个统筹地区的商业补充医疗保险情况进行分析 ,发现全省商业补充医疗保险的平均理赔率为 1 .47‰ ,各统筹地区理赔率差别有显著性意义 (X2 =664.82 ,P〈0 .0 1 )。全省商业补充医疗保险的平均赔付率为 1 0 3 .4% ,人均给付金额 2 .2 7万元。探讨了部分统筹地区商业补充医疗保险亏损原因及经验教训 。This paper analyses the commercial supplementary medical insurance from 10 regions in Fujian. The average rate of claiming the commercial supplementary medical insurance in Fujian is 1.47‰. The loss ratio of the commercial supplementary medical insurance is 103.4%. The average amount for each person of claim settlement is 22,700 yuan RMB. We discuss the reasons of losing of the commercial supplementary medical insurance and put forward some suggestion of improving the commercial supplementary medical insurance.

关 键 词：福建 商业补充医疗保险 保险方法 医疗保障体系 医疗费用 

分 类 号：F840.684[经济管理—保险]