我国商业银行不良资产重组的对策与思路  

The proposals and plans of recomposed the non-performing assets of chinese comme rcial bank

作　　者：吴洪臣[1] 马仁明[1] 卢东华[1] 

机构地区：[1]建设银行济宁市分行,山东济宁272000

出　　处：《济宁师范专科学校学报》2003年第6期16-24,共9页Journal of Jining Teachers College

摘　　要：不良资产是指处于非良好经营状况 ,不能及时给银行带来正常利息收入和难以收回本金的银行资产。我国商业银行不良资产重组主要有多种方式 ,每种方式各具优缺点 ,要达到最大限度化解不良资产的目的 。Non-performing assets mean the assets which are in non -g ood-performing and could not bring the normal interests,even though the principa ls would not be get back completely.In our country commercial banks have eight m ethods to recompose their non-performing assets.Each method has some advantages, meanwhile has any disadvantages.So in order to make best use of the non-performi ng assets,We should make many methods cooperated to meet the recomposition goal.

关 键 词：商业银行 不良资产 资产重组 资产管理公司 债权流动 

分 类 号：F832.33[经济管理—金融学]