我国汽车信贷现状及国外资本进入的影响分析  

Current Status of Auto Credit in China and The Analysis on The Influence of Foreign Capital Entry

作　　者：程军[1] 

机构地区：[1]武汉理工大学

出　　处：《上海汽车》2004年第2期16-19,共4页Shanghai Auto

摘　　要：我国汽车信贷的发展还刚刚步入起始阶段,我国的汽车信贷业务还十分不成熟。但是我国加入WTO后。已承诺要在一定时期内开放汽车信贷市场,国外汽车金融公司即将进入我国汽车信贷市场。文章介绍了我国汽车信贷的现状,分析了国外汽车信贷资本的进入对我国汽车信贷市场的冲击,提出了我国发展汽车信贷的对策。China auto credit is at its start phase, auto credit business is not mature yet. Upon entry into WTO, China has made commitment that it will open up auto credit market in certain time. Foreign auto financing companies will enter China auto credit market. This paper introduces the current status of the auto credit in China, analyzes the impact of the entry of foreign auto credit capital on the auto credit market in China, gives out the countermeasures for the development of auto credit in China.

关 键 词：中国 汽车 信贷 国外 资本 个人信用制度 保险制度 

分 类 号：F832.4[经济管理—金融学]