论国有商业银行上市问题  

An Inquiry on the Listing of Our State-owned Commercial Banks

作　　者：董兴斌[1] 

机构地区：[1]国家开发银行河南省分行,河南郑州450008

出　　处：《金融理论与实践》2004年第2期17-19,共3页Financial Theory and Practice

摘　　要：国有商业银行上市是近几年来经济金融界研究的一个热点问题,在股份制银行实践的基础上,工、农、中、建四大国有商业银行开始进入上市的实际准备阶段,管理层也给予了一定的政策支持。但鉴于四大国有商业银行在中国经济体系中的重要地位,结合其体制和经营现状,国有商业银行的上市应慎重推行。国有商业银行股份制改造及上市对解决其存在的诸多问题有现实的意义,但在自身经营状况不理想、经营体制有待改进的情况下,上市应缓行。The listing of state-owned commercial banks has become a hot spot for research among economic and financial academic community. On the basis of the practice of joint stock banks, the 'big four banks'--Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and China Construction Bank--have actually begun to prepare for the listing. The management has also provided some supports in policy. However, considering the vital role of the big four banks in China's economic system and their actual business picture, the listing of our state-owned commercial banks should be carried out prudently. This paper holds that the listing of the state-owned commercial banks should proceed in a gradual way due to their poor performance and not-well-established operational mechanism, although their shareholding restructuring and listing is of great realistic significance in solving their present problems and difficulties.

关 键 词：中国 国有商业银行 上市问题 证券市场 股份制改造 金融产权结构 法人治理结构 账面利润 贷款损失准备金 资本充足率 证券市场 不良资产 

分 类 号：F832.33[经济管理—金融学]