金融诸侯逐鹿个人理财市场  

Financial magnate compete in personl administration of assets market

作　　者：王继伟 雷宇 

出　　处：《现代商业银行》2004年第4期13-16,共4页Modern Commercial Banking

摘　　要：时下，个人理财成了金融机构的时髦名词，个人理财室更是遍地开花，由此揭开了理财市场的新篇章。居民财富不断膨胀，富裕阶层逐步形成，原本只熟悉储蓄，国债、股票的国人突然发现，钱可有更多的方式“生钱”。这说明金融理财新产品竞相叫卖已深入人心，在这背后是银行、证券、基金、信托，保险对超过11万亿元储蓄的个人理财市场展开的各自凌厉的攻势。Along with the local and economic environment, the financial environmental nasty play in property in resident that variety bring increases, including the bank, stock certificate, fund, trust. The insurance financing institution in inside releases in droves and intensively each administers financial product and service. Each in administers financial over an individual for savings market from attack, gain a place in society. The domestic market is coming into the Warring States epoch.

关 键 词：个人理财市场 居民储蓄存款 中国 银行卡 个人消费贷款 外汇结构性存款 代理债券回购产品 代理保险产品 集合理财产品 商业银行 保险公司 基金公司 信托公司 

分 类 号：F830.4[经济管理—金融学]