国有商业银行信贷管理制度分析  

An Analysis of Credit Management Systems in State-owned Commercial Banks

作　　者：曾佳树 

机构地区：[1]中国工商银行厦门市分行,福建厦门361012

出　　处：《莆田学院学报》2004年第1期42-45,共4页Journal of putian University

摘　　要：从比较厦门市各家国有商业银行对公贷款审批程序的异同入手,参考西方银行信贷管理的先进经验,以质量和效率的高水平统一为目标,对国有商业银行信贷管理制度的改进提出建议,包括分工细化、集约化、标准化、专业化、项目化等措施。Starting by comparison of the corporation loan examination and approval procedures of the four state-owned commercial banks Xiamen branches, later referring to the advanced experience of the banks in developed countries, this pape tries to give some advice on how to improve the credit management systems in state-owned commercial banks. The advice includes work fractionalization, centralization, standardization, specialization and project management.

关 键 词：国有商业银行 信贷管理制度 审批程序 组织结构 专用软件 人事管理 

分 类 号：F832.4[经济管理—金融学]