混业还是分业:美国金融体制选择给我国的启示  

Dividing or Mixing:the Enlightenment to China from the Choice of Financial System in America

作　　者：苏发金[1] 覃平[1] 

机构地区：[1]湘潭大学商学院,湖南湘潭411105

出　　处：《衡水师专学报》2004年第1期12-15,共4页Journal of Hengshui Normal College

摘　　要：分业经营还是混业经营在我国金融开放的条件下成为一个必须正视的问题。美国的金融选择给我国有很大的启示:金融体制选择是一个在低水平金融经济条件下,加强金融管制实现分业经营,而后逐渐放松管制,不断矫正偏差,最后实现混业经营的过程。我国的金融体制应在坚持分业经营的条件下加入混业经营的成分。Whether to divide the financial companies or mix them becomes a question that we must face under the open condition of finance in our country.The financial choice of U.S.A.has given great enlightenment to our country:Under low-level financial economic condition,we must strengthen the financial control and practice the dividing of the financial companies,and then lessen the control gradually,rectify the deviation constantly,and realize the mixing of them.The financial system in our country should take in some ingredients of the mixing financial companies while insisting on the dividing of them.

关 键 词：美国 金融体制 中国 分业经营 混业经营 股票市场 

分 类 号：F837.12[经济管理—金融学]