试论城镇养老保险改革模式的选择  

On the Choice of Our Urban Pension Insurance Reform Model

作　　者：于孟晨[1] 马合增[1] 华芳 

机构地区：[1]西安邮电学院,陕西西安710061 [2]西安市劳动和社会保障局,陕西西安710008

出　　处：《西安电子科技大学学报（社会科学版）》2004年第2期133-137,共5页Journal of Xidian University：Social Science Edition

摘　　要：面对21世纪我国人口老龄化的现状,我国城镇养老社会保障制度,应逐步推行强制储蓄型和国家养老保险并重的制度,逐步建立起社会统筹与个人帐户相结合的基本养老保险制度,实行国际上通行的国家基本养老保险、企业补充养老保险和个人储蓄养老保险相结合的三层次养老保险模式。Facing the condition of the population aging process in the 21st century, Equal importance should be attached to the pattern of savings and state pension for the pension system of our country.The pension system of socially accumulated and personal account should be gradually established.We should also take the three-level pension system of state fundamental pension insurance, corporate compensation pension insurance and individual savings insurance which is being conducted in other countries.

关 键 词：养老保险 人口老龄化 部分积累模式 社会统筹 个人帐户 

分 类 号：C91[经济管理]