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作 者:王顺子
出 处:《社会科学前沿》2025年第2期467-473,共7页Advances in Social Sciences
摘 要:正常经营买受人规则旨在提升交易效率,符合消费者日常生活的合理预期,促进日常交易,保障交易安全。正常经营买受人制度并非特殊的善意取得。从诚信原则出发,将“买受人的善意”解释为“买受人不知道其购买行为会侵害抵押权人的权益”具有合理性。《担保制度司法解释》第56条第一款的“应当查询而未查询”的兜底条款赋予当事人查询义务,与正常经营买受人规则的立法初衷背道而驰。The rule of buyers in ordinary course of business aims to improve transaction efficiency, meet the reasonable expectations of consumers’ daily lives, promote daily transactions, and ensure transaction security. The rule of buyers in ordinary course of business is not a special acquisition in good faith. Starting from the principle of good faith, it is reasonable to interpret “Buyers Good Faith” as “the buyer’s ignorance that their purchase behavior will infringe upon the rights and interests of the mortgagee”. The fallback clause in Article 56 (1) of the Judicial Application of the Guarantee System: “The buyer otherwise fails to inquire about mortgage registration as required”, which states that the parties should have searched. But obviously it goes against the legislative intention of the rule of buyers in ordinary course of business.
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