国际贸易背景下社会保障基金多元化投资策略  

Diversified Investment Strategy of Social Security Fund in the Context of International Trade

作　　者：晁俊杰 

机构地区：[1]上海工程技术大学管理学院,上海

出　　处：《电子商务评论》2025年第2期31-40,共10页E-Commerce Letters

摘　　要：在全球化背景下,随着人口老龄化的加剧和社会结构的变化,社会保障基金面临着越来越大的支付压力。为了确保基金的长期稳定增值并有效分散风险,参与国际金融市场进行多元化投资成为一种重要策略。本文分析了社保基金如何通过参与国际金融市场进行多元化投资,以分散风险并提高收益。具体讨论了境外债券、股票市场、不动产以及金融衍生品等多种投资渠道,并提出了基于宏观经济环境、政治稳定性、法律框架等因素的投资决策考量。同时,强调了建立科学的风险评估模型、设置止损点、动态调整仓位等风险管理措施的重要性。In the context of globalization, with the intensification of population aging and changes in social structure, social security funds are facing increasing payment pressure. In order to ensure the long-term stable appreciation of the fund and effectively diversify risks, it has become an important strategy to participate in the international financial market for diversification. This paper analyzes how the social security fund can diversify its investments by participating in the international financial market to diversify risks and improve returns. Specifically, various investment channels such as offshore bonds, stock markets, real estate, and financial derivatives are discussed, and investment decision-making considerations based on factors such as macroeconomic environment, political stability, and legal framework are proposed. At the same time, the importance of risk management measures such as establishing a scientific risk assessment model, setting stop loss points, and dynamically adjusting positions was emphasized.

关 键 词：社会保障基金 风险 资产配置 多元化投资 

分 类 号：F83[经济管理—金融学]