基于统计模型的公交移动支付模型  

Bus Mobile Payment Model Based on Statistical Model

作　　者：张彤[1] 张晓颖 

机构地区：[1]山东科技大学,山东青岛

出　　处：《统计学与应用》2019年第2期320-333,共14页Statistical and Application

摘　　要：随着网络技术的发展,基于第三方支付平台的公交移动支付方式越来越普遍。而第三方支付平台的盈利情况,也是公交移动支付公司所要重点考虑的问题。本文根据大量数据,先运用交叉统计的方法,分析了某城市乘车人的出行支付方式;接着结合风险等因素,建立公交移动支付公司盈利的线性回归模型,并分析其收支、盈利情况;最后,根据定价模型拟写商业计划可行性报告并提出增加公司盈利的可行性建议。本文所涉及数据来自于2018年大学生数学建模挑战赛D题。With the development of networktechnology,public mobile payment methods based on third-party paymentplatforms are becoming more and more popular.The profitability of third-partypayment platforms is also a key issue for public transport companies.Based ona large amount of data,this paper first analyzes the travel payment method ofpassengers in a certain city by using cross-statistics method.Then,based onthe factors such as risk,the linear regression model of the profit of publictransport companies is established,and its income and expenditure andprofitability are analyzed.Finally,according to the pricing model,a businessplan feasibility report is prepared and a feasible proposal to increase thecompany’s profit is proposed.The data involved in this paper comes from the 20th Mathematical Modeling Challenge of College Students.

关 键 词：移动支付 盈利模型 交叉分析 

分 类 号：F2[经济管理—国民经济]