共同富裕背景下家庭投资理财策略研究  

Research on Family Investment and Financing Strategy under the Background of Common Prosperity

作　　者：李定蓉 汪连新 

机构地区：[1]中华女子学院金融系,北京

出　　处：《世界经济探索》2022年第4期404-410,共7页World Economic Research

摘　　要：共同富裕是中国发展的远大目标,也是社会主义的实质特征,是我国新时代要努力实现的发展战略目标。家庭是社会的基本细胞,家庭发展是我们实现共同富裕的基础,共同富裕战略也为家庭财富管理指明了方向。论文就现阶段我国家庭投资理财存在的现状问题进行调查研究,主要问题包括缺乏科学投资理念、家庭收入少、家庭投资理财模式单一化,并结合研究结果提出了培养科学理财观念、完善社会保障体系、促进理财方式多元化的政策建议。Common prosperity is the grand goal of China’s development, the essential feature of socialism, and the strategic goal of development that China should strive to achieve in the new era. Family is the basic cell of society. Family development is the basis for our common prosperity. The strategy of common prosperity also points out the direction for family wealth management. The paper investigates and studies the current problems of family investment and financing in China at this stage. The main problems include the lack of scientific investment concept, small family income, and the simplification of family investment and financing model. Based on the research results, the paper puts forward policy recommendations to cultivate scientific financial concept, improve the social security system, and promote the diversification of financial management methods.

关 键 词：投资理财 现状调查 政策建议 

分 类 号：F83[经济管理—金融学]