高校贷款风险及对策研究  

Kisk of loan in higher schools and countermea-sures

作　　者：周奇颖[1] 

机构地区：[1]吉林工程技术师范学院计划财务处,吉林长春130052

出　　处：《吉林工程技术师范学院学报》2007年第2期54-56,共3页Journal of Jilin Engineering Normal University

摘　　要：银行贷款已成为现阶段高校基本建设的主要资金来源。随着招生规模的扩大,贷款规模也逐步扩大,而高校用于偿还贷款的资金是有限的,由此引发的贷款风险不容忽视。本文结合高校实际情况,对高校贷款的特点、成因、后果进行了阐述,在此基础上提出了防范贷款风险的相关对策。Loan is the main source of fund of basic construction in higher schools.With the larger scope of enrollment,the scale of loan is in creasing.In the meanwhile.the fund for returning the loan is limited,so the risk of loan can't be ignored.The article states the characteristics,reason and results of higher schools' loan,puts forward the countermeasures to prevent the risk of loan.

关 键 词：高校 贷款 风险 

分 类 号：F830.5[经济管理—金融学]