投保人的如实告知义务探析  

On the truthfully informing obligation of the Policyholder

作　　者：张海凤[1] 张振宇[1] 

机构地区：[1]白城师范学院政法系,吉林白城137000

出　　处：《白城师范学院学报》2008年第1期21-23,45,共4页Journal of Baicheng Normal University

摘　　要：保险法上投保人的如实告知义务是一项先合同义务;告知义务人应当包括投保人和被保险人;告知义务人应当在保险合同订立时履行告知义务;保险合同复效时,投保人一方不必再履行告知义务;告知的方式应当为询问回答主义,履行有限的告知义务;投保人一方违反如实告知义务的后果包括保险人解除合同和提高保费,法律对于保险人的解除权的除斥期间应当作出明确的规定。In the insurance law the policy holder's truthfully informing obligation is a prior-contract obligation;the informing obligors should include the policyholder and the insured;and the informing obligors should perform the informing obligation when the insurance contract is made;when the insurance contract rehabilitates its effect,the policy holder side does not need to fulfill truthfully informing obligation again.And the way in which the obligation fulfills should be the inquire-answer principle,and the pol...

关 键 词：投保人 被保险人 保险人 如实告知义务 

分 类 号：D922.284[政治法律—经济法学]