我国民营企业融资研究  

On the Financing of China's Private Businesses

作　　者：张邠[1] 

机构地区：[1]云南民族大学成人教育学院,云南昆明650031

出　　处：《云南民族大学学报（哲学社会科学版）》2004年第4期53-55,共3页Journal of Yunnan Minzu University(Philosophy and Social Sciences Edition)

摘　　要：金融体制存在的缺陷、企业诚信度不高、单一的抵押和担保方式以及政府的作用发挥不当等是我国民营企业融资难的原因。民营企业应在内部从构建良好的信用观念、改善自身的筹资环境等方面创造良好的融资条件;政府和市场应在外部从加快金融体制改革、强化服务功能等方面为民营企业提供良好的融资环境。The financing difficulties of China's private businesses include the defects in the financial system, the lack of business honesty, the singular mortgage and guarantee practice and the poor functions of the local governments. To solve these problems private businesses should establish their own good credit system and financing environment, while the governments at different levels should quicken the reform of the financial system and improve their service.

关 键 词：民营企业 融资 担保体系 风险投资体系 金融体制 担保方式 资信度 还贷能力 产业结构调整 现代企业制度 

分 类 号：F279.245[经济管理—企业管理] F275.1[经济管理—国民经济]