我国银行监管问题的若干思考  

Reflections Over the Issues of Supervision for China Banking

作　　者：阮涛[1] 

机构地区：[1]新疆职业大学,新疆乌鲁木齐830000

出　　处：《新疆职业大学学报》2004年第2期22-24,共3页Journal of Xinjiang Vocational University

摘　　要：如何加强对银行业的监管 ,事关我国金融体系的安全与发展。当前我国的银行监管活动仍是较为乏力和低效的 ,而金融风险却不断积聚 ,因此需通过改革提高监管的有效性。银行监管在我国尚刚刚起步 ,属新生事物 ,整个社会对它的认识相当有限。实践证明 ,有效的银行监管政策确实有助于银行业的发展、效率和稳定 。How to strengthen the supervision of banking has an important bearing on the security and development of the national financial systems. At present, the activities of the banking supervision still remains tardy and inefficient, while the finance hazards constantly accumulate. Therefore, the efficiency of the supervision badly needs to be raised through reform. Banking supervision has just got off to be a start in China, but it is still a newly emerged thing. The cognition related to the above from the whole society is pretty limited. Practice proves that the policy of effective banking supervision does conduce to the banking development,efficiency and stability, thus giving impetus to the development of the overall economy.

关 键 词：中国 银行监管 风险防范 国有银行体系 内部控制制度 信息披露制度 

分 类 号：F832.3[经济管理—金融学]