房地产金融制度国际比较与借鉴  

International Comparing and Using for Reference on the Real Estate Financial System

作　　者：张菁 屠梅曾[1] 

机构地区：[1]上海交通大学管理学院

出　　处：《上海管理科学》2005年第2期46-47,共2页Shanghai Management Science

基　　金：国家自然科学基金2003年应急课题(课题编号:70341015)--"房地产发展与金融的关系研究"的阶段性成果。

摘　　要：金融的有效支持使得房地产成为我国国民经济新的增长点和主导产业之一。本文从房地产金融机构设置、政府角色、主要筹资方式等方面系统比较分析了一些典型市场经济体制国家的房地产金融制度,希望对我国的房地产金融体系的进一步发展和完善能有所帮助和借鉴。Under the effective support of finance, the real estate has become the new national economy increasing point and one of main industry in our country. The paper analyzes some real estate finance systems of typical market e-conomy countries from several aspects, such as organization setting of real estate finance, the government role, the main way of financing. And hope that the it could contribute to the further developing and consummating of our country' s real estate finance system.

关 键 词：房地产金融制度 中国 金融机构 金融体系 个人住房抵押贷款 房地产信贷 融资模式 

分 类 号：F832.45[经济管理—金融学] F832.479