西部地区农村信用社的困境与出路  

Difficult Position and Way out for Rural Credit Cooperatives in West Regions of China

作　　者：常国庆[1] 张院辉 王宇涛[1] 

机构地区：[1]西北农林科技大学经济管理学院 [2]杨凌新区信用社,陕西杨凌712100

出　　处：《西北农林科技大学学报（社会科学版）》2005年第4期13-16,20,共5页Journal of Northwest A&F University(Social Science Edition)

摘　　要：农村信用社是我国金融体系的重要组成部分,是推动农业和农村经济发展的重要力量。但目前西部地区农村信用社在发展中遇到一些困境,影响其稳健运行和对农村经济支持作用的发挥,因此应进行全面剖析,并从政府政策支持、完善西部地区农村信用社内控机制和服务功能、减轻不良资产、营造良好的经营环境等方面提出具有针对性的促进西部地区农村信用社良性发展的解决方法。Rural credit cooperative is an important component of China’s financial system, which has made great contribution to the development of agriculture and rural economy. However, the rural credit cooperative in west regions of China now faces with some difficulties that influence its steady operation and the role in supporting rural economic development. So an overall analysis should be made and ways out be given for its virtuous development through the measures of the government’s support of preferential policies, improvement of its internal management mechanism and service functions, reduction of burden and creation of favorable external conditions.

关 键 词：农村信用社 西部地区 良性发展 

分 类 号：F830.61[经济管理—金融学]