欠发达地区资金流动、缺口与回流机制研究  

On the Funds Flow in Less Developed Regions

作　　者：贾克玲[1] 

机构地区：[1]中国人民银行滨州市中心支行,山东滨州市256600

出　　处：《金融研究》2006年第2期185-190,共6页Journal of Financial Research

摘　　要：我国欠发达地区的资金短缺是一个事实,并因此抑制了经济增长。本文对山东省滨州市的资金流动、资金缺口进行个案研究,分析造成资金缺口的主要因素,并提出相应的对策。基本结论为第一,受高投资增长率等因素支撑,滨州市近年资金净流入额呈加大趋势,但货币供给总量不足与低效配置仍然是造成资金缺口的主要原因;第二,从省内跨城市分析看,欠发达地区的金融贡献水平明显偏低,与储蓄和投资增幅不配比;第三,有必要在地方环境建设上、货币政策和金融机构体系设计上建立欠发达地区资金回流机制。This paper studies the fund flow and insufficient fund supply in under developed regions through the case of Binzhou, Shandang Province. Conclusions are as follows. Firstly, inadequate credit mobilization and inefficient fund allocation is the basic cause for supply gap. Secondly, tram- regional analysis shows the contribution, of finance to economic growth is low. Thirdly, to establish fund inflow mechanism, it is needed to improve regional financial policy,monetary policy and financial institutional system.

关 键 词：资金流动 储蓄-投资差额 资金回流机制 

分 类 号：F832[经济管理—金融学]