中小企业融资与信用体系建构  

The Building of the Financing and Credit System of the Middle and Small-Sized Enterprises

作　　者：刘勃[1] 

机构地区：[1]青岛职业技术学院经济管理学院,山东青岛266555

出　　处：《青岛职业技术学院学报》2006年第B04期3-4,共2页Journal of Qingdao Technical College

摘　　要：中小企业融资难的问题由来已久,对此我国政府进行了建立各种间接和直接的融资体系的尝试,但中小企业融资难问题远未解决。造成中小企业融资难的原因有很多,而金融信用的缺失是其根本原因。推进以个人信用为基础的信用体系建设,放宽政策限制,允许和保护合法民间借贷,将有助于缓解中小企业融资难的问题。It is for a long time that the middle and small-sized enterprise has been suffering from the difficulty of financing. The government has ever tried to build all kinds of direct and indirect financing systems to solve the problem, but it is still in vain. There are many reasons for this. However, the lack of finance credit is the key factor. So middle and small-sized enterprise should promote the building of credit system on the basis of individual credit, broaden policy limit, permit and protect legal personal debit, which will be of help to make it easier to solve the problem.

关 键 词：中小企业 融资 信用体系 

分 类 号：F276.3[经济管理—企业管理]