论交通事故受害人对保险人的直接请求权  

作　　者：陈成建 童耐萍[2] 

机构地区：[1]浙江省义乌市人民法院,浙江义乌322000 [2]浙江省金华市中级人民法院,浙江金华321000

出　　处：《保险研究》2006年第6期78-81,共4页Insurance Studies

摘　　要：交通事故受害人是否享有对保险人的直接请求权这一问题，实务界和理论界有两种针锋相对的主张。当今世界，法律规定受害人对保险人有直接请求保险赔偿金的权利，已成为各国的立法潮流和趋势。《道路交通安全法》的相关规定，与国际上的责任保险的趋势和现代型诉讼的发展方向保持了一致。在《保险法》与《机动车交通事故责任强制保险条例》未作直接规定的情况下，法院应在保障弱者接近正义的呼声中有所回应。The industry and the theoretical circle have virtually opposite opinion on whether traffic accident victims have direct claim to insurers. It has become the international mainstream and trend that the victim has direct legally-endorsed claim to insurers for insurance benefits. Relevant regulations in China＇s ＂The Law on Road Transportation Safety＂ follow the same vein of thought with the international trend in liability insurance and the direction of modern litigation. The courthouses should respond to the appeal for justice for the disadvantaged before the Insurance Law and the Motor Vehicle Traffic Accident Mandatory Liability Insurance Regulation comes out.

关 键 词：强制责任险 事故受害人 直接请求权 

分 类 号：D925.1[政治法律—诉讼法学]