集团企业授信风险防范问题研究  

On Credit Precantion of Enterprise Groups

作　　者：达潭辉[1] 

机构地区：[1]江门市职业技术学院经管系,广东江门529000

出　　处：《商业研究》2006年第14期108-112,共5页Commercial Research

摘　　要：近来随着一系列大型企业集团如蓝田、银广夏、德隆、啤酒花、南海华光、上海周正毅关联企业、深圳彭海怀兄弟企业、江苏铁本公司等企业相继出事,商业银行对集团企业授信风险问题变得日益突出。采取措施加强对集团客户授信业务的监督和管理,有效防范和控制集团客户授信风险,不仅是保证银行信贷资产安全,实现银行稳健经营和可持续发展的需要,也是维护国家金融安全,构建和谐社会的需要,不可小视。With the exposure of serious problems in a series of enterprise groups such as Lantian corp., Yinguangxia corp., Delong and Pijiuhua corp. in Xinjiang, Nanhai huaguang corp. , and the enterprise owned by Zhouzhengyi in shanghai , the enterprise owned by Penghuaihai brothers in shenzhen as wen as Tieben corp. in Jiangsu Province in recent years, the credit risks stand out for those commercial banks which provide loans to these enterprise groups. How to take effective messures to strengthen credit supervision and regulation is not only committed to assure the security of banks credit assets , stable management and development, but also reflect the need of maintaing Chinese financial safety.

关 键 词：集团企业 授信 风险 防范 

分 类 号：F276.6[经济管理—企业管理]