国家助学贷款制度的违约风险及防范对策  

Default Risks in Government-Subsidized Student Loan System and Countermeasures

作　　者：王春晖 王鹏辉[1] 

机构地区：[1]西北师范大学教育学院,研究生兰州730070

出　　处：《教育发展研究》2007年第02A期28-30,42,共4页Research in Educational Development

摘　　要：我国国家助学贷款处于起步阶段,违约风险过高阻碍了国家助学贷款制度的正常运行。本文借鉴发达国家实施国家助学贷款的经验,对我国国家助学贷款违约风险的原因进行了分析,并提出防范国家助学贷款违约风险的建议。Government-Subsidized Student Loan is just at the beginning in China, but as default risks are .too high they have blocked the smooth running of Student Loan System. This paper tries to analyze the reasons of default risks of Government-Subsidized Student Loan System with the experiences of developed country. At the same time, it tries to offer countermeasures to deal with these default risks.

关 键 词：国家助学贷款 违约风险 防范对策 

分 类 号：G647[文化科学—高等教育学]