防范银行住房消费信贷风险的法律完善  

Perfection of the Housing Expense Credit Risk of Bank Legal Regime

作　　者：孟昭健[1] 刘洋[2] 

机构地区：[1]华北水利水电学院,河南郑州450011 [2]中原工学院,河南郑州450007

出　　处：《河南公安高等专科学校学报》2007年第2期86-88,共3页Journal of Henan Public Security Academy

摘　　要：由于法律制度的不完善等原因,银行在住房消费信贷中承担着较高的风险。应根据住房消费信贷的特点和我国的社会现状,完善有关住房消费信贷的法律制度,使住房消费信贷市场更加健康、有序地发展。Because of legal regime imperfect and other reasons, the bank is undertaking the high risk in the housing expense credit. According to the characteristic of the housing expense credit and our country＇s social present situation, we should perfect the related housing expense credit legal regime, which will make the housing expense credit market development more orderly.

关 键 词：住房消费信贷风险 房屋买卖合同 房屋按揭合同 

分 类 号：D922.282[政治法律—经济法学]