银行信用证议付及其追索权的法学解读  

Legal Aspects of the Negotiation and the Recourse of the Negotiating Bank under L/C

作　　者：徐冬根[1] 

机构地区：[1]上海交通大学法学院,上海200030

出　　处：《上海财经大学学报》2007年第3期34-40,共7页Journal of Shanghai University of Finance and Economics

摘　　要：在法学视角下,信用证议付实质上是议付银行向信用证受益人(出口商)给付价值后买入信用证项下的汇票和整套单据的法律行为。议付不同于出口押汇。议付是一种买卖汇票和单据的行为,而出口押汇是一种以单据为质押的融资行为。议付单据遭到开证银行拒付,议付银行有权对信用证受益人(出口商)行使追索权。议付银行的这种追索权既可以来自于合同条款的约定,也可以来自于票据法所赋予的请求权。Negotiation is a legal act conducted by the negotiating Bank which buys draft and documents from the beneficiary of the L/C exporter （exporter）. Negotiation defers from the hypothecation. Negotiation is the purchase of the draft and documents, while the hypothecation is a finance based on the pledge of the documents. Once the documents have been refused by the issuing bank of the L/C, the negotiating bank shall be entitled to claim the beneficiary of the L/C exporter （exporter） on the base of recourse which may be given either by the contract, or by the bills law.

关 键 词：信用证 议付 出口押汇 追索权 

分 类 号：D922.28[政治法律—经济法学]