高校举债办学风险分析及防范措施  

The Risk Analysis and Precaution Measures for Running Universities in Debt

作　　者：马俊涛[1] 胡雪惠[1] 

机构地区：[1]西安建筑科技大学,陕西西安710055

出　　处：《西安建筑科技大学学报（社会科学版）》2007年第4期81-84,共4页Journal of Xi'an University of Architecture & Technology(Social Science Edition)

摘　　要：随着高校招生规模的扩大,在校学生人数不断增加,原有的设施已不能满足目前学校发展的需要,高校为了吸引更多的人才,纷纷向银行大量举债,建设新校区和基础设施,高校贷款资金在改善高校办学条件、满足学生基本需求的同时,随着学校还贷高峰的到来和还贷能力的约束,巨额本息的支付使高校面临严峻的财务风险。因此,现在阶段必需规范高校贷款行为,强化高校举债规模的评估与控制,合理有效的使用银行信贷资金,防范和化解出现的各种风险。With the expansion of universities and the increasing of students, the old facilities of universities can not meet the needs of the development of universities. Therefore universities fall into large debt to build the new schoolhouses and basic facilities to attract more students. These debts have been used to improve the conditions of universities and meet students＇ needs. However, the principal and following interest may result in large financial risks because the ability to pay back these debts is very limited for universities. So the policies providing a loan should be standardilized. To decrease the risks, we should strengthen the evaluation and control to the debts of universities and use credit more effectively.

关 键 词：高等学校 银行贷款 举债:风险 控制 

分 类 号：G627.5[文化科学—教育学]