金融总产出核算问题的反思  

Reconsideration of Financial Output Accounting

作　　者：贾小爱[1] 李云发[2] 

机构地区：[1]东北财经大学统计系,辽宁大连116025 [2]兰州商学院统计学院,甘肃兰州730020

出　　处：《统计与信息论坛》2008年第2期14-17,共4页Journal of Statistics and Information

摘　　要：在统计领域,金融产出核算研究尚不成熟。针对1993SNA和杨灿教授的观点提出三种不同的看法:一是扣除利用自有资金发放贷款获得的利息收入具有双重不合理性;二是存贷款两者相等的假设很难达到,近似匡算存在很大的局限性;最后提出国债利率更符合参考利率的界定,因此建议用国债利率近似替代参考利率。In the field of statistics, research on financial output accounting is immature. In the essay, against the researches of 1993SNA and Yang Can, the authors put forward three viewpoints： Firstly, the treatment which is deducting the interest income of its own funds from the formula is unreasonable in two aspects; Secondly, it is so difficult to achieve the assumption of equivalent between deposits and loans that the estimation of the financial service output has limitations; Finally, the national debt rate is more suitable for the reference rate. Therefore, it is feasible to use the national debt rate to substitute the reference rate.

关 键 词：金融产出 自有资金 参考利率 国债利率 

分 类 号：F222.33[经济管理—国民经济]