中美高校助学贷款制度之比较  

A Study on Student Loans Schemes in the US and China

作　　者：陈璐[1] 沈涛[1] 

机构地区：[1]浙江大学教育学院,杭州310022

出　　处：《浙江理工大学学报（自然科学版）》2008年第3期313-316,共4页Journal of Zhejiang Sci-Tech University(Natural Sciences)

摘　　要：通过对中美助学贷款制度的比较,指出美国的助学贷款资金来源充足,运行程序化,偿还机制完善,形成了较成熟的体系,对我国助学贷款的制度发展具有借鉴意义。我国助学贷款在国家、银行、学生、高校4个主体间存在种种不利因素,文章提出进一步完善高校贫困生资助体系,缓解国家助学贷款的压力。As one of the forms for US government to fund students, student loans have sufficient financial sources, various, standard operation as well as good repay system. We can learn much from the US student loans so as to improve our system of National loan aid to the university students. There are many problems,such as demand outgrowing supply, disequilibrium of the amount among different schools and banks,restricted the granting of the credits in the ststem of stated-aided loan of China. This article offers solutions to perfect the system ,increasing school founded allowance for poor students so as to relieve the impoverished students.

关 键 词：高校助学贷款 美国 中国 对策 

分 类 号：G40-059.3[文化科学—教育学原理]