中日中小企业信用担保制度差异及其启示  

Discussion on the Credit Guarantee System of SMEs between China and Japan and Its Enlightenment

作　　者：赖文炜[1] 洪华秀[1] 夏克坚[1] 葛文[1] 

机构地区：[1]江西教育学院,江西南昌330029

出　　处：《江西教育学院学报》2008年第4期22-25,共4页Journal of Jiangxi Institute of Education

摘　　要：信用担保是解决中小企业融资瓶颈的有效途径,也是世界各国扶持中小企业发展的通行办法。日本是世界上最早建立中小企业信用担保制度且发展最为完善的国家之一,在中小企业信用担保制度的建设和运作过程中积累了丰富的经验。本文通过比较分析日本与我国中小企业信用担保制度的主要差异,结合实际提出了完善我国中小企业信用担保制度的建议。The credit Guarantee is an effective measure against financing problem of small and medium-sized enterprises（SMEs）.Many countries regard the SMEs credit guarnatee system as a policy tool to support the SMEs.Japan is one of the earliest countries that set up SMEs credit guarantee system and attain its fullest development.It has accumulated rich experiences in its setting up and operation. Our country sets up SMEs credit guarantee system very late and the system has many problems and shortcomings. This article compares the SMEs credit guarantee system between Japan and China, analyzes the sthortcomings of our system, and puts forward some suggestions for perfecting our system.

关 键 词：中小企业 中小企业信用担保制度 比较 

分 类 号：F276.3[经济管理—企业管理]