流动性过剩的成因及对宏观经济的影响  

Fluid Surplus Origin and to Macroscopic Economical Influence

作　　者：尹继志[1] 

机构地区：[1]河北金融学院,河北保定071051

出　　处：《科学．经济．社会》2008年第4期59-64,共6页Science Economy Society

摘　　要：我国的流动性过剩主要表现为货币供给超过实体经济的需求。国际收支顺差、储蓄率过高和银行资金运用不充分是流动性过剩的主要原因。流动性过剩在增加通货膨胀压力、推动资产泡沫形成、加大银行信贷风险等方面对宏观经济造成负面影响。解决流动性过剩问题,除了运用货币政策进行调控外,还需要通过制度创新、培育市场和拓展投资渠道等手段,对过剩的流动性进行分流和疏导,使其转变为推动经济增长的现实资源。Our country＇s fluid surplus main performance surpasses the entity economy for the currency supplies the demand. The favorable balance of payments, the savings ratio excessively are high and the bank utilization of capital not full are the fluid surplus primary causes. The fluidity surplus is increasing the inflation pressure, the impetus property foam formation, enlarges aspects and so on hank credit risk to have the negative influence to the macroscopic economy. The solution fluidity surplus question, besides carries on the regulation using the monetary policy, but also needs through the system innovation, to cultivate the market and methods and so on development investmentchannel, carries on the divergence and unblocking to the surplus fluidity, causes it to transform the realistic resources which grows for the impetus economy.

关 键 词：流动性过剩 存贷差额 外汇占款 资产泡沫 信贷风险 

分 类 号：F120.3[经济管理—世界经济]