基于层次分析法的中小企业自我评价模型及其应用  

作　　者：赵颖[1] 赵庆国[1] 

机构地区：[1]沈阳航空工业学院经济管理学院,辽宁沈阳110136

出　　处：《现代物业（中旬刊）》2009年第2期3-5,31,共4页Modern Property Management

摘　　要：随着金融危机越演越厉,整个金融业进入寒冬,令本就存在的我国中小企业贷款难问题雪上加霜。此时看来,紧靠国家和银行的优惠政策来解决中小企业贷款难问题,已是杯水车薪。本文将从中小企业自身着手,从众多的企业评级方法中选出适合的AHP方法,并运用层次分析法建立起企业自我评价模型。通过该模型的结果指导企业应如何不断改善企业经营与管理,以使调整后的企业信用能够达到银行贷款的相应级别,最终使企业顺利获到所需的资金。The entire financial sector into the winter, with the accumulating serious of the financial crisis, so that there is difficulty even worse in obtaining loans for small and medium-sized companies in our country. Only depends on the national and Bank policies to resolve the difficult problems of small and medium enterprises, it seems, has been a drop in the bucket. This article will start from small and medium enterprises＇ quality of being inherent, select a suited method （the AHP） from the enormous methods, and use it build corporate self-evaluation model. The result of the adoption of the model guidance on how should enterprises continue to improve business operations and management, to make adjustments the enterprise＇s credit then to achieve the level of bank loans in the corresponding, ultimately acquires the funding which enterprises need.

关 键 词：中小企业 层次分析 信用评级 

分 类 号：F276.3[经济管理—企业管理] F224[经济管理—国民经济]