中小企业集群信贷融资的信用优势分析  

Study on the Credit Advantages of Small Enterprise Clusters in Credit Financing

作　　者：汪冬梅[1] 王兰粉[1] 

机构地区：[1]山东经济学院会计学院,山东济南250014

出　　处：《技术与创新管理》2009年第3期352-354,共3页Technology and Innovation Management

摘　　要：在经济全球化背景下,我国中小企业集群化成长的趋势日见明显,中小企业以集群的方式运作在整体上提高了其信用度,增强了群内企业抵御风险的能力,使得集群内中小企业较一般中小企业在获得信贷资金方面存在明显的优势,尤其是处于当前全球性金融危机的影响下,整个融资环境发生了巨大的变化,立足于单个中小企业信贷融资障碍的分析,探寻产业集群信贷融资的信用优势及其来源,有利于制定相应的对策以促进中小企业集群融资优势的持续发挥。Under the circumstance of economic globalization, small enterprise clusters have become a bright light in our country＇s economy development. The small and medium - sized enterprises have enhanced their credit by operating in clusters to obtain credit fund. The whole financing environment has changed dramatically because of the financial crisis. And the analysis of the barriers of the small and medium-sized enterprises in financing and the crelit advantages of small enterprise clusters would be helpful to the financing of the small enterprise clusters.

关 键 词：中小企业集群 信贷融资 信用优势 

分 类 号：F276.3[经济管理—企业管理]