自认机制在金融反腐败中的应用研究  

Application of Self-confession Mechanism in Financial Anti-corruption

作　　者：南旭光[1] 罗慧英[2] 

机构地区：[1]重庆广播电视大学远程教育导学中心,重庆400052 [2]重庆科技学院管理学院,重庆401331

出　　处：《河北经贸大学学报》2009年第4期59-65,共7页Journal of Hebei University of Economics and Business

基　　金：重庆市自然科学基金资助项目"基于入门费的金融腐败与信贷融资决策研究"(CSTC;2008BB9342)

摘　　要：金融反腐败的机制设计应该从金融监管政策入手,因为在金融监管及执法过程中存在着监管腐败问题。在金融监管执法活动中,构建具有腐败倾向特征的监管执法者对金融机构或其从业人员的违法行为监督执法的这样一个模型:在实施具有恰当的惩罚激励措施的自认制度时,一个福利最大化的政府可以防范监管者和被监管者之间合谋腐败的发生,可以通过降低官僚作风、保持较少的监督执法官员、降低监管寻租以增加社会福利,为弱化或消除金融腐败带来良好的治理效应。The mechanism design of fmancial anti-corruption shall focus on financial regulation because there is corruption in financial supervision and enforcement of law. This paper proposes a model of financial regulation and law enforcement to supervise the illegal acts and behaviom of financial institutions and workers. With some appropriate incentive measures, a government maximizing the welfare can use self-confession mechanism to prevent the collusion between financial supervisors and the workers under supervision. It can reduce bureaucratic style, lower the supervision rent-seeking acts so as to increase social welfare, bring about satisfactory governance effects for weakening or eliminating financial corruption.

关 键 词：金融反腐败 金融监管 金融执法 自认机制 

分 类 号：F830.1[经济管理—金融学]