浅谈信用证项下的不符点问题  

Preliminary Discussion on Discrepancy of Letter of Credit

作　　者：于凤霞[1] 

机构地区：[1]山东英才学院,山东济南250104

出　　处：《商业经济》2009年第16期77-78,85,共3页Business & Economy

摘　　要：由于制单员业务知识局限和操作疏忽、对银行及买方的过份信赖、信用证本身的缺陷以及信用证修改不当等原因,在实际工作中常出现单据与信用证条款不一致的现象,即"不符点"问题。不符点问题的存在,直接影响外贸业务的进展,所以,在受理信用证业务时,必须认真审核"不符点"现象;认真研究是否可以换单;密切关注货物下落;积极与开证申请人探讨降价或另寻买、退单退货等恰当的应对措施,以免造成不必要的经济损失。Due to document clerk's limited professional knowledge,careless operation,excessive trust on bank and buyer,and defect and improper modification on letter of credit,etc.in practice,the inconsistency often appears between the document and letter of credit terms,i.e.discrepancy,which directly influences the development of foreign trade.So when accepting letter of credit,we must examine discrepancy carefully,make sure whether we can change the document,closely focus on the goods,and actively argue with the applicant to decrease price or take relevant measures like seeking newbuyer,returning document and goods,etc.to avoid unnecessary economic loss.

关 键 词：不符点问题 信用证 方法 

分 类 号：F830.46[经济管理—金融学]