金融危机背景下的中小企业稳健融资模式研究  

Research on the Robust Financing Pattern for SMEs in the Financial Crisis Background

作　　者：徐浩鸣[1] 

机构地区：[1]深圳技师学院,广东深圳518045

出　　处：《继续教育研究》2009年第10期167-169,共3页Continuing Education Research

摘　　要：在国际金融危机和国内经济结构调整的共同作用下,长期存在的中小企业融资难问题已经非常严峻。建立稳健的中小企业融资模式是从根本上实现其可持续融资和发展的关键。文章首先通过分析我国中小企业现有融资机制,指出稳健性的缺失直接导致了中小企业融资难。接着按照实体经济与虚拟经济协调发展的原则建立了中小企业融资机制稳健性的判别标准,最后在对设备租赁的稳健性进行充分判别的基础上提出设备租赁模式应是我国中小企业的稳健融资模式。Under the influence of both global financial crisis and national economic structure adjustment, the longstanding difficulties from the financing in the small and medium-sized enterprises（SMEs） have been more and more flinty . So it is the key factor to set up robust financing pattern for SMEs , by which the sustainable financing and development will come true radically. First, based on the analyzing in present financing mechanism for SMEs, it has been pointed out that the lack of robust result in the financing difficulty for SMEs direetlly. And then, the criterion to distinguish robustness based on the principle has been established of which both the substantial economy and dummy economy can be developed in line. Finally, based on the distinguishing to the equipment-tenancy mechanism thoroughly, it has been put forward that the equipment tenancy pattern should he the robust financing pattern for SMEs in China.

关 键 词：金融危机 中小企业 稳健融资 设备租赁 

分 类 号：F271[经济管理—企业管理] F831.59[经济管理—国民经济]