我国巨灾风险证券化路径探析  

Catastrophic Risk Securitization Path Analysis of China

作　　者：王涛[1] 

机构地区：[1]山东政法学院法学院,山东济南250014

出　　处：《天水行政学院学报（哲学社会科学版）》2009年第5期79-82,共4页Journal of Tianshui College of Administration

摘　　要：巨灾风险的特性及再保险制度的局限使巨灾保险业发展面临很大困境,巨灾风险证券化可以有效克服道德风险、信用风险及信息不对称等问题,达到有效分散风险,实现保险人、再保险人、投资者三方共赢的目的。Catastrophic risk characteristics and the re-insurance system＇s limitation cause the development of catastrophe insurance industry facing great difficulties. Catastrophic risk securitization can effectively overcome the moral hazard, credit risk and information asymmetries and so on, spread risks effectively, realize the goal which the insurer, the reinsurance person, the investor altogether wins.

关 键 词：巨灾风险 证券化 巨灾债券 

分 类 号：F842.4[经济管理—保险]