不动产投资信托与房地产结构性缺陷问题研究——基于金融共生理论的视角  

Study on REITs and of Structural Defects in the Real Estate Industry——Based on Financial Symbiosis Relationship

作　　者：李跃柏[1] 王飞[1] 

机构地区：[1]陕西师范大学国际商学院,陕西西安710062

出　　处：《北华大学学报（社会科学版）》2010年第3期25-30,共6页Journal of Beihua University(Social Sciences)

摘　　要：根据金融共生理论,房地产市场中地产开发商、个人投资者和商业银行间存在一种金融共生关系。通过构建三者的金融共生模型,可以得知房地产市场存在结构性缺陷。而不动产投资信托这种投资方式可以解决房地产市场所具有的这种结构性缺陷,从而可以规避房地产投资的金融风险,避免美国"次贷危机"式金融危机的发生。According to the financial symbiosis theory,there is a financial symbiotic relationship among the real estate developers,individual investors and commercial banks in the real estate market.By building financial symbiosis model of them,it is easy to tell a structural defect in the real estate market.And the real estate investment trusts（REITs） or investing in this ways can solve such a structural defect of real-estate market,which could circumvent financial risk of the real estate investment,and avoid the US-style ＂sub-prime mortgage crisis＂ of financial crisis.

关 键 词：金融共生 不动产投资信托 结构性缺陷 

分 类 号：F832.49[经济管理—金融学]