企业信用管理与融资困难的调查分析和政策建议——基于厦门市企业信用调查的思考  被引量:1

Analysis and Policy Proposals to Corporate Credit Management & Financing Difficulties——A Reflection Based on Survey in Xiamen

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作  者:阮德信[1] 

机构地区:[1]厦门理工学院商学系,福建厦门361024

出  处:《井冈山大学学报(社会科学版)》2010年第4期76-81,共6页Journal of Jinggangshan University(Social Sciences)

基  金:福建省社科规划项目"福建省企业信用体系建设研究"(项目编号:2008B2069)

摘  要:围绕着企业信用管理和融资难问题,以对企业信用状况的专项调查为切入点,寻找能客观反映厦门市企业信用状况、存在的问题及产生的原因,把握企业的信用需求和发展趋势。调查设计从调查方法、被调查企业的规模、区域分布、行业分布和所有制性质方面考虑。根据调查数据,从厦门企业信用的总体概况、信用管理和融资难三方面进行分析。政策建议从企业内部的微观诚信机制建设和企业外部的宏观信用制度建设两个层面提出。Focusing on the corporate credit management and financing difficulties, this paper aims at an objective reflection of the status quo, problems remained and resulting causes of corporate credit in Xiamen through a survey of local enterprises, so that an understanding is achieved of the business credit demands and their development trend. The survey is designed with full consideration of survey methodology as well as the size, regional and industrial distribution, and ownership of enterprises to be selected. On basis of survey data, analyses are conducted in three aspects, i.e., general condition, credit management and financing difficulties. Policies are proposed at two levels: one is intemal micro-credit mechanism, and the other construction of macro-credit system outside of corporate.

关 键 词:企业信用管理 融资难 调查分析 政策建议 

分 类 号:F275.1[经济管理—企业管理]

 

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