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作 者:郑小娟[1]
机构地区:[1]山东经济学院社会发展学院,山东济南250014
出 处:《福建教育学院学报》2010年第3期15-18,共4页Journal of Fujian Institute of Education
摘 要:徽州本土衣食匮乏导致当地之人寄命于钱,从而对开办货币借贷业有旺盛的需求,而典当业因其简便易行更为社会所需;徽州地狭田少的状况,导致土地难以容纳徽人经商所获得的丰厚利润,将其转用于放贷生利,这和徽州社会旺盛的货币需求正好契合,遂催生出徽商中的典当业;典当业质押借贷的特点又使之适宜于众多身处异乡的徽商开办。所以,徽典兴起,遍布四方实在情理之中。As there was a lack of subsistence, the local people in Huizhou depended a lot on money; as a resuit, there was a great need for loan business, especially for pawn industry which was convenient and easy to carry out. As Huizhou had limited cultivating land, it did not have the capacity to use the rich gains by the Huizhou merchants. Therefore, it was necessary to use the gains for loans and interest,which was in agreement with the great need of currency of the Huizhou society. Hence the pawn industry was born, and the characteristics of the hypothe- cation of the pawn industry catered to the need of the Huizhou merchants, most of whom were in foreign lands. Thus it is reasonable for the pawn industry to rise and spread everywhere.
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