退休人员不缴费政策与医保基金支付风险--来自广东省的证据  

The Premium-exemption Policy for the Retirees and the Payment Risks of the Fund of the Urban Employees' Health Insurance: Evidences from Guangdong Province

作　　者：李亚青[1] 申曙光[1] 

机构地区：[1]中山大学岭南学院,中山大学社会保障研究中心,广东广州510275

出　　处：《人口与经济》2011年第3期70-77,共8页Population & Economics

基　　金：国家社科基金重大项目(10&ZD038)

摘　　要：本文利用广东云浮、韶关、东莞、深圳、珠海和广州六城市的数据分析表明,在老龄化背景下,退休人员不缴费政策和医疗保险"隐性负责"的历史遗留已经对统筹基金造成支付风险。因此,从长远出发,应当在区分和处理好医疗保险的"隐性负债"问题的基础上,考虑废止退休人员不缴费政策,并明确政府在退休人员筹资中的财政责任。Using the firsthand data of six cities of Guangdong province,this paper shows that in the text of the aging of the population,the fund of the urban employees＇ health insurance will confront with more and more payment risks because of the do-not-pay policy for the historical legacy of the implicit liabilities.In the long run,the premium-exemption policy for the retirees should be abolished and stress more on the governments＇ financial responsibility.

关 键 词：退休人员 缴费政策 老龄化 职工医保 隐性负债 

分 类 号：C924.21[社会学—人口学]