借鉴日本经验完善我国中小企业的信用担保体系  

Perfecting the Credit Guarantee System of SMEs in China by Using Experience from Japan as a Reference

作　　者：郑艳丽[1] 

机构地区：[1]河北理工大学经管学院,河北唐山063009

出　　处：《安徽商贸职业技术学院学报》2005年第2期24-27,共4页Journal of Anhui Business College

摘　　要：建立中小企业信用担保体系已成为世界各国扶持中小企业发展,解决中小企业融资难问题的通行做法,其中日本的中小企业信用担保体系建立最早且运行最成功。本文介绍了日本中小企业信用担保体系的基本概况、特点和作用,并借鉴日本经验时完善我国中小企业信用担保体系,提出了看法。Establishing credit guarantee system in small and medium enterprises bas become a common way adopted by all the countries in the world in their efforts to support the development of SMEs and solve the problems of funding difficulty in SMEs. The credit guarantee system of SMEs in Japan is the earliest established and is running most successfully in the world. In this paper, the author introduces the basic inlbrmation, characteristics and fimctions of the credit guarantee system of SMEs in Japan and then puts forward his own opinion on perfecting ours according to the experience from Japan.

关 键 词：日本经验 中小企业 信用担保体系 协作银行 行政干预 

分 类 号：F276.3[经济管理—企业管理]