出口贸易中信用证与国际保理的应用比较  

作　　者：韩明明[1] 何荣[1] 

机构地区：[1]湖北汽车工业学院,湖北十堰442002

出　　处：《黑龙江对外经贸》2011年第7期45-47,共3页Heilongjiang Foreign Economic Relations and Trade

摘　　要：国际贸易方式的多样化必然导致国际结算方式的多样化,出口商选择不同的结算方式会对交易的进行和收汇造成不同的影响。通常在进口商资信不佳或出口商对进口商的资信不了解、进口国存在严格的外汇管制的情况下采用信用证结算,而采用国际保理业务必须具备以O/A、D/A结算为基础、债权性质是消费品出口收款权、出口商经营的是正当贸易且具有一定规模等条件。信用证结算的风险包括国际市场风险、开证行的风险和来自进口商的风险,国际保理业务的风险主要包括贸易纠纷风险、保理商的资信风险、信用额度被取消或被缩减的风险。出口商应根据不同的贸易背景,所需要的服务内容,不同的风险控制及融资方式等综合考虑选择适合自己的结算方式。Diversification of international trade will inevitably lead to the diversification of international settlement.Exporters choose different methods of settlement will result in different effects on trades and exchange earnings.Usually they will settle with L/C in the case of importers have poor credit,importers can＇t make sure of exporters＇ credit,there is strict control of foreign exchange in importing countries.Letter of credit risks include international market risk,the issuing bank＇s risk and risks from importers.International factoring business risks include trade disputes,factorings＇ credit risks,credit line being canceled of reduced.Exporters should select appropriate settlements based on the actual situations.

关 键 词：出口贸易 信用证 国际保理 

分 类 号：F704.4[经济管理—产业经济]