国外农村社会养老保险模式及其对我国新农保试点的启示  

Model of Rural Social Endowment Insurance Abroad and Its Enlightenment on Pilot of New Rural Social Endowment Insurance at Home

作　　者：董大敏[1] 

机构地区：[1]湖北经济学院社会科学系,湖北武汉430225

出　　处：《商业经济》2011年第22期11-12,120,共3页Business & Economy

摘　　要：借鉴发达国家在农村养老保险中的得失利弊,我国建立农村养老模式,必须重点关注的问题是:农村社会养老保险覆盖面要广,使这种公共产品为所有社会成员所共享,以体现公平;要结合地方实际情况发展农村社会养老保险,不能搞"一刀切",使其不断总结经验,逐步走向成熟;针对不同收入水平、不同类型的农民、和不同经济状况的地区,设计不同的种类、不同保障办法和不同的发展方式,建立起一个多层次、多元化的农村社会养老保险制度;要强调政府的责任,包括财政支持、政策制定、法律法规建设的责任,以确保农村社会养老制度得以规范运行。Based on the advantages and disadvantages of developed countries in rural endowment insurance,when establishing a new rural endowment insurance,China should pay more attention to the following problems： the coverage of rural endowment insurance is wide and fair,shared by all social members;the development of rural endowment insurance is in line with local situation,and sums up experiences in dealing with the practical problems flexibly;according to different income,farmers,and economic conditions,we design different types,security methods and development ways and build a multi-level,plural rural social endowment insurance system;we value government responsibility,including financial support,policy control,duty of legal regulation,to ensure the operation of rural social endowment insurance system.

关 键 词：养老保险模式 养老金 发达国家 新农保试点 试点的启示 

分 类 号：F713.582[经济管理—市场营销]