商业银行公司治理结构与经营绩效研究  

A Study on Corporate Government Structure and Performance in Business Banks

作　　者：王希[1] 刘吉田[1] 王瑶[1] 

机构地区：[1]上海工程技术大学管理学院,上海201620

出　　处：《商业研究》2011年第12期95-99,共5页Commercial Research

基　　金：教育部人文社会科学研究(规划基金)项目;项目编号:10YJA790054;上海高校选拔培养优秀青年教师科研专项基金项目;项目编号:gjd10017;上海工程技术大学博士科研启动基金项目;项目编号:A-0500-09-244

摘　　要：选取九家银行为研究样本,使用面板数据的时间固定效应模型,本文分析了商业银行的股权结构、董事会特征、监事会特征、高管激励制度、境外战略投资者的引进,对银行盈利能力和风险控制能力的影响,认为我国商业银行的内部治理结构并不能对银行盈利能力造成显著影响,但是却能显著地影响银行的信贷风险控制能力;股权集中度较高、独立董事所占比例较高,高管激励制度较健全、境外战略投资者所持股份比例较高的银行,信贷风险控制能力较强,银行的不良贷款率较低。This paper analyzes the influence of ownership structure,board of directors,board of supervisors,incentive mechanism and foreign strategic investors on profitability and risk control ability in business banks,based on a sample including 9 banks and time fixed effects model.It was concluded that internal government structure had a significant impact on credit risk control ability of business banks,although its impact on banks′ profitability was insignificant.Banks whose ownership concentration was high,independent directors′ proportion was high,incentive mechanism was perfect,and equity proportion hold by foreign strategic investors was high always had lower rate of non-performing loans.

关 键 词：商业银行 治理结构 面板数据 

分 类 号：F271.5[经济管理—企业管理]