我国财产保险市场的空间统计分析  

Statistical Analysis of Property Insurance Market Space in China

作　　者：孙鲁云[1] 李婷[2] 陈兴[1] 

机构地区：[1]云南大学数学与统计学院,云南昆明650091 [2]云南大学资源环境与地球科学学院,云南昆明650091

出　　处：《保险职业学院学报》2011年第6期41-45,共5页Journal of Insurance Professional College

基　　金：云南大学本科生科研基金(58)

摘　　要：以我国31个省(市、自治区)的保险密度和保险深度为属性数据,利用ArcGIS和GeoDa软件,运用空间统计方法,对我国财产保险市场的地区空间差异进行实证分析。结果表明:我国财产保险的保险密度与保险深度的分布特征在南北方向上基本一致,在东西方向上不一致;各地区保险密度的分离度高于保险深度的分离度;我国财产保险发展存在显著的空间自相关和空间聚集现象。This paper studies the spatial dynamics of regional disparities at the province level in China by analyzing property insurance density and penetration data of 31 provinces with support of ArcGIS and GeoDa software. Empirical resuhs show： the characteritstics of distribution of insurance density and insurance penetration are different. The regional disparities of insurgence density are larger than insurance penetration. There are significant phenomenon of spatial autocorrelation and clustering in Chinese property insurance market, and the development of regional property insurance has obvious regular in spatial pattern.

关 键 词：空间统计分析 财产保险 保险密度 保险深度 空间关联 

分 类 号：F842[经济管理—保险] O212[理学—概率论与数理统计]