商业银行操作风险的管理学理论解释  

Explanations for Operational Risk Management in Commercial Banks from the Perspective of Management Theory

作　　者：李宝宝[1] 王言峰[2] 

机构地区：[1]南京航空航天大学经济与管理学院,江苏南京210016 [2]南京大学商学院,江苏南京210093

出　　处：《华东经济管理》2012年第4期101-104,共4页East China Economic Management

摘　　要：科学的实践要以科学的理论为基础,商业银行操作风险研究滞后于信用风险和市场风险的根本原因在于缺乏系统科学的理论支持。操作风险不同于传统意义上的金融风险,很难套用信用风险和市场风险的研究逻辑,不宜单纯以微观金融风险管理理论为支撑。操作风险管理属于商业银行内部的经营管理活动,理应遵循企业经营管理规律。针对商业银行操作风险的特性,文章分别从战略管理理论、内部控制理论、组织决策理论、公司治理理论等角度对操作风险管理进行解释,以期拓宽操作风险研究的理论基础。Scientific practice should be based on scientific theory. In the same way, the underlying reason lot the research on operational risk lagging far behind the research on credit risk and market risk lies in lack of the theoretical support from system science. Operational risk is different from traditional financial risk and therefore cannot make use of the research on credit risk and market directly. It is inappropriate to build up operational risk simply based on microscopical theory of financial risk man- agement. Contained in the activities of operation and management within commercial banks, operational risk management should also follow the principle rules of operation and management of enterprises. The article tried to explain operational risk management from the perspective of such management theory as strategic management theory, organizational decision-making theory, internal control theory and corporate governance theory.

关 键 词：商业银行操作风险管理 战略管理理论 内部控制理论 组织决策理论 公司治理理论 

分 类 号：F271[经济管理—企业管理]