基于模糊论和灰色关联度的中小企业贷款能力的评价  

Based on fuzzy theory and gray relational evaluation of SME lending capacity

作　　者：刘艳丽[1] 

机构地区：[1]北京工业大学经管学院应用经济学院,北京100124

出　　处：《现代物业（中旬刊）》2012年第3期77-81,共5页Modern Property Management

基　　金：第九届博硕士研究生科技基金项目;基金编号ykj-2011-5596

摘　　要：在中央银行收紧信贷的情况下,中小企业贷款变得难上加难。因此银行对中小企业贷款能力的客观而真实的评价变得尤为重要。本文首先建立了银企之间的博弈模型来说明银行为中小企业提供贷款是一个双赢的策略,然后有针对性地建立了中小企业贷款能力灰色评价体系,为中小企业贷款能力评价提供了方法,并实例验证了方法的可行性。In the case of central banks＇ tighten credit, SME loans become more difficult. Therefore, the evaluation of the bank lending capacity of SMEs has become particularly important. Firstly, it＇ s creating a game between the bank-enterprise that demonstrates banks＇ providing loans to SMEs is a win-win strategy, and then SME lending capacity gray evaluation system provides a method for the evaluation of SME lending capacity. In the last, taking a example to demonstrate the feasibility of the method.

关 键 词：中小企业 贷款 灰色关联评价 

分 类 号：F276.3[经济管理—企业管理]