推进互助性担保模式的构建问题研究——以河北省为例  

Research on Propelling the Establishment of Mutual Guarantee Model——Taking Hebei Province for an Example

作　　者：李慧英[1] 黄桂琴[1] 

机构地区：[1]石家庄经济学院法学院,石家庄050031

出　　处：《经济问题》2012年第5期70-73,共4页On Economic Problems

基　　金：河北省科技厅基金项目"解决河北中小企业融资难--以构建信用担保体系为突破口"(10457203D-11)

摘　　要：担保模式的选择首先是一个实践问题而不是一个理论问题,因为现有担保模式在结构布局、经营效能、业务范围等方面存在诸多缺陷,中小企业贷款难问题仍在持续。中小企业信用担保要取得跨越性发展,关键在于借鉴其他省市成熟的担保模式,改革单一的专业担保结构,引入并大力推广互助性担保模式,重构中小企业信用担保体系。The choice of guarantee model is a more practice question than a theory question. Because there are so many defects in the existing guarantee model, such as structure layout, management efficiency and business scope of the, so loan difficulties are going on with SMEs. The keys to great developments on SMEs＇ credit guaran- tee are using the mature guarantee model of other province for reference, reforming single professional guarantee structure, introducing and popularizing mutual guarantee model, and reconstructing the system of SMEs＇ credit guarantee eventually.

关 键 词：河北信用担保体系 互助性担保 专业性担保 

分 类 号：F276.33[经济管理—企业管理]