基于LS-SVM的中小企业信用评价研究  

Research on Credit Evaluation of the Small-medium Enterprises Based on LS-SVM

作　　者：孙冰颖[1,2] 苏越良[1] 

机构地区：[1]华南理工大学工商管理学院,广州510006 [2]广发银行上海分行,上海200023

出　　处：《价值工程》2012年第17期97-98,共2页Value Engineering

摘　　要：本文基于中小企业信息透明度差、样本评估数据积累不足的现实状况,结合中小企业的经营和发展特点,提出采用LS-SVM模型的综合评价方法对中小企业进行信用评价。在此基础上,本文构建了中小企业信用评价指标体系,并通过算例仿真表明LS-SVM模型能适用于中小企业的信用评价。This paper studies the status about the bad transparency of information and deficiency of sample assessment data accumulation,and combines with the characteristics of operation and development in small-medium enterprises,so we provide a comprehensive evaluation method for credit evaluation based on LS-SVM.Based on this,we construct credit evaluation index system for the small-medium enterprises,and through the empirical analysis,the results show that LS-SVM applies to credit evaluation of the small-medium enterprises.

关 键 词：中小企业 信用评价 LS-SVM 

分 类 号：F275[经济管理—企业管理]