中小企业融资出路的法律分析  

Legal Analysis of Financing of Small and Medium-sized Enterprises

作　　者：董静[1] 

机构地区：[1]四川教育学院商学院

出　　处：《财经科学》2012年第6期119-124,共6页Finance & Economics

摘　　要：银行惜贷,造成中小企业前景堪忧。要解决中小企业融资难的问题只有打破银行的垄断,改革目前的金融体制。以法律形式规范民间融资,让更多的金融机构或投资者参与竞争,构建一个多渠道、全方位的融资平台,才能从根本上解决融资难的现状。Banks are prudent in making loans, which hinders the development of small and mediumsized enterprises. It is necessary to break the monopoly of banks and reform the current financial system to resolve financing problems of small and medium - sized enterprises. Only by using laws to regulate civil financing, inviting more financial institutes or investors to compete, constructing a multi - channel, multi - perspective financing platform can we fundamentally resolve financing problems.

关 键 词：浮动抵押 应收账款质押 民间借贷 放贷人条例 

分 类 号：D922.28[政治法律—经济法学] D923[政治法律—法学] F276.3[经济管理—企业管理]